With an initial hand of 6, the banker draws if the player gained a 6 or 7. With an initial hand of 5, the banker draws if the player gained a 4, 5, 6, or 7. With an initial hand of 4, the banker draws if the player gained a 2, 3, 4, 5, 6, or 7. With an initial hand of 3, the banker draws if the player gained anything except an 8. With an initial hand of 2, the banker always draws a third card. If the player took a third card, the banker follows a set of complex rules: If the player stays with their initial two cards, the banker may draw a third card if their total is 0-5. The banker then consults their own cards. If the player’s two cards equal 0-5, they draw a third. Tens are not counted, so a hand of five and a queen is valued at 5, not 15. Aces have a value of 1, face cards have a value of 10, and the number cards use their values.Ī player’s aim in baccarat is to get as close to 9 as possible. Two cards will be dealt to either players. Choose whether you want to bet on the banker, the players, or a tie.

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